How to Use a Mortgage Calculator for Smart Financial Planning

2023-09-26T19:07:48-04:00Mortagage Tips, Mortgage, Mortgage Application|

In the ever-changing world of mortgages, people often get caught up in confusing terms and complicated math, resulting in a lack of clarity. Mortgage calculators were created to help overcome some of these challenges. These tools provide clarity and help you make smart choices. Let's explore how mortgage calculators help you make better decisions when

How to Improve Your Credit Score Before Applying for a Mortgage

2023-06-13T16:42:24-04:00Mortagage Tips|

When it comes to applying for a mortgage, your credit score plays a crucial role. A higher credit score can not only increase your chances of mortgage approval but also open doors to better loan terms and interest rates. If you're planning to embark on the exciting journey of homeownership, it's essential to take proactive

Buydowns vs. ARMs: How to Decide Which Mortgage Option is Best for You

2023-06-02T14:00:10-04:00Mortagage Tips|

Congratulations! You're about to embark on an exciting journey of buying a new home. As you navigate through all the decisions involved in this process, it's important to have as much information as possible to make the right choices for you and your family. One of the biggest decisions you'll make is choosing the right

How I Learned To Stop Worrying And Love ARMs

2022-03-21T14:39:51-04:00Mortagage Tips|

Just the thought, idea or hearing the term adjustable-rate mortgage (ARM) can create a negative reaction in people. Some people would prefer riding on an atomic weapon just as Slim Pickens did in Stanley Kubrick’s famous movie than to get an ARM. This reaction is perfectly understandable. About 90% of mortgages people take out are

Buying A Home Virtually

2020-12-03T13:40:08-05:00Mortagage Tips|

During the past few months, everyone has been going through unprecedented times. Every industry has been impacted and this includes the real estate sector. There are lots of people who are still trying to buy and sell a home during an era of social distancing. This can make it hard to look at a prospective property in person. The good news is that there are still ways for people to buy a house virtually. There are a few tips that everyone should keep in mind.

Important Advice For Locating The Right Neighborhood

2020-11-24T13:40:09-05:00Mortagage Tips|

When people are thinking about moving, they want to make sure they find the right neighborhood. At the same time, it is not always easy for many homeowners to decide where they are going to live. Particularly if they are not familiar with the local community, there are a few important points that everyone should keep in mind. By thinking about these factors ahead of time, potential homeowners are going to place themselves in a position to be successful when they purchase their next home.

Why Now is a Great Time to Refinance Your Mortgage

2020-07-16T04:37:46-04:00Mortagage Tips|

As part of the government’s plan to help provide economic relief to millions of families, the Federal Reserve has cut interest rates to record lows. So what does that mean for homeowners? With historically low interest rates,  now is the perfect time to refinance your mortgage and significantly lower your monthly payments. With many families

4 Ways To Choose The Right Home Service Professional

2020-07-14T12:40:55-04:00Mortagage Tips|

As a homeowner, there are numerous situations in which someone might need a home service professional. On the other hand, this can also create a sense of vulnerability because people might not know who to choose. In order to find the right home service professional, there are a few tips that people need to follow.

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