The Construction Timeline: The Steps From Blueprint to Move-In

2023-12-24T23:26:01-05:00Construction Loans|

Embarking on the journey of building your dream home is an exciting endeavor, but it's crucial to understand the intricate process that transforms a mere blueprint into the place you'll call home. In this consumer blog, we'll break down the construction timeline, providing you with valuable insights into each stage of the process—from the initial

Creating Homes with Universal Design Principles for Aging in Place

2023-12-24T23:24:00-05:00Construction Loans|

The concept of "aging in place" has gained significant attention. Many individuals aspire to live independently in their homes for as long as possible. To achieve this goal, incorporating universal design principles in home construction becomes crucial. Universal design is about creating spaces that are accessible and functional for people of all ages and abilities.

Construction Loan Journey: A Comprehensive Walkthrough

2023-11-28T00:15:54-05:00Construction Loans|

Embarking on a construction project is an exciting venture, but it comes with its unique set of challenges, especially when it comes to financing. A construction loan is a crucial financial tool that facilitates the realization of your dream home or business space. In this detailed walkthrough, we'll guide you through the entire construction loan

Is It Better To Add On To Your Home Up Or Out

2023-01-26T12:25:26-05:00Construction Loans|

Are you looking for more space in your home? Room additions can be a great way to add extra square footage and functionality without moving. But when it comes to adding a room, there are two main approaches: build-up or build-out. In this article, we'll look at the pros and cons of each approach as

How To Find Trusted Home Builders And Home Renovation Pros

2022-12-13T15:54:06-05:00Construction Loans|

It can take years of thoughtful budgeting to be in a position where you’re ready to commit to building a custom home or undertaking a serious home renovation project. You’ve worked hard to be in this position, and you need a team that understands your goals – and can execute them. Believe me, I know.

Construction Loan Process Overview

2022-07-29T13:36:47-04:00Construction Loans|

The loan process for a construction loan is not much different than a regular home loan. There are a few additional items that are needed that relate to the construction project and appraisal, but the process and qualifications are very similar. If you qualify for a non-construction loan, you should qualify for a construction loan

Construction Phase Overview Of Your Construction Loan

2022-07-29T13:04:57-04:00Construction Loans|

The construction phase begins after you close on your construction loan. It’s at this point your construction loan is in place, and you can start drawing on it to complete your project. You will generally have 12-18 months to complete the project. The most important thing to remember during the construction phase is that the

Frequently Asked Questions About Construction Loans

2022-07-29T13:27:02-04:00Construction Loans|

Whether you’re building a new home from plans or making renovations on an existing structure, the construction loan process can be complex. At Ed Currie, our goal is to make it as easy as possible, so we’ve created this guide of the most frequently asked questions. You can also feel free to call us at

Your Construction Loan Roadmap


Everyone’s construction loan roadmap will be a little different and take different timeframes. The single biggest item that impacts how long it takes to close on your construction loan is when adequate plans and a budget are available. Because the construction loan appraisal is based on the plans and specs of the project, the appraiser

Construction Loan Guide 2022


At Ed Currie, we offer two different construction loan programs — our standard portfolio program and Fannie Mae’s Homestyle Program. While most loans utilize the portfolio program, there are instances where the Homestyle Program can be a better option or the only option. Because we know this can be a complicated process, we’ve prepared

7 Benefits Of A Mother-in-Law Suite

2021-03-29T18:10:04-04:00Around The Home, Construction Loans|

Privacy is a premium in most households, particularly if you are sharing living space with a big family or an extended family member. One popular way to create a residence within a residence is to add on a mother-in-law suite. A mother-in-law suite is a separate living space within or near your home that is

Can I get a deposit for certain items?

2019-07-24T20:36:46-04:00Construction Loans|

The construction program is generally paid out based on work completed. However, deposits can be obtained for custom items where its’ typical for the provider to require a deposit. Items such as cabinets, windows, and counter tops can generally get a deposit with the final balance provided when they are on site and installed. For

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