What Does Contingent Mean on a House Sale

2023-09-26T05:45:00-04:00Home Buyer Tips|

In the context of a house sale, "contingent" typically means that the sale of the house is dependent on certain conditions being met. These conditions could include things like the buyer securing financing, the completion of a home inspection, or the sale of the buyer's current home.

Home Equity Loans: Accessing the Value of Your Property

2023-07-03T10:26:16-04:00Home Mortgage Tips|

Your home is more than just a place to live—it's an asset that can be leveraged to achieve various financial goals. Home equity loans provide homeowners with a means to tap into the value they have built in their properties. In this article, we will explore the ins and outs of home equity loans, how

How to Improve Your Credit Score Before Applying for a Mortgage

2023-06-13T16:42:24-04:00Mortagage Tips|

When it comes to applying for a mortgage, your credit score plays a crucial role. A higher credit score can not only increase your chances of mortgage approval but also open doors to better loan terms and interest rates. If you're planning to embark on the exciting journey of homeownership, it's essential to take proactive

Buydowns vs. ARMs: How to Decide Which Mortgage Option is Best for You

2023-06-02T14:00:10-04:00Mortagage Tips|

Congratulations! You're about to embark on an exciting journey of buying a new home. As you navigate through all the decisions involved in this process, it's important to have as much information as possible to make the right choices for you and your family. One of the biggest decisions you'll make is choosing the right

Understanding the Costs of Refinancing

2023-02-24T09:43:19-05:00Mortgage Tips|

Refinancing a mortgage can be a smart financial move for many homeowners. It can help lower monthly mortgage payments, reduce interest rates, and even help pay off a mortgage faster. However, refinancing is not always a cost-effective solution, and it's important to understand the costs involved to make an informed decision. In this blog, we

Attention Real Estate Pros! We Have Mortgage Options For Your Clients


As a portfolio lender, we underwrite and hold onto our own loans in most cases. This allows for flexibility on files that “make sense” but maybe fall outside the standard profile. Scenarios where we have an advantage over non-bank lenders would be: ARMs Many clients are getting very comfortable with an adjustable rate mortgage (ARM)

Attention Physicians: Don’t Miss This Incredible Mortgage Option


You’ve worked hard to become a physician and with that comes its benefits. Along with the satisfaction that comes with helping others, you’re also eligible for substantial discounts when purchasing a home. When you work with certified mortgage planner Ed Currie, you’ll receive a non-construction loan mortgage up to $850,000 with no money down

Buying a New Home? Follow These Three Tips to Ensure a Stress-Free Transaction

2021-02-10T13:40:09-05:00Home Buyer Tips|

Buying real estate and or taking out a home loan is a significant milestone in life. Frequently, it means that a new phase is starting, whether it's a new job, a new relationship, or moving to a new area. However, when the most basic steps are missed, this transition can be fraught with stress and disaster. To ensure a smooth transaction, home buyers should be sure to mind the following tips.

Planning On Getting A Mortgage in 2021, Take These Steps


As we move into 2021, there are a lot of people who are thinking about getting a mortgage. Even though it is a great time to look for a home loan right now, it is also important for everyone to make sure they place themselves in the best position possible to be successful. It is important to take the following steps for those who are interested in applying for a new home loan this year.

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