Buydowns vs. ARMs: How to Decide Which Mortgage Option is Best for You

2023-06-02T14:00:10-04:00Mortagage Tips|

Congratulations! You're about to embark on an exciting journey of buying a new home. As you navigate through all the decisions involved in this process, it's important to have as much information as possible to make the right choices for you and your family. One of the biggest decisions you'll make is choosing the right

Attention Real Estate Pros! We Have Mortgage Options For Your Clients


As a portfolio lender, we underwrite and hold onto our own loans in most cases. This allows for flexibility on files that “make sense” but maybe fall outside the standard profile. Scenarios where we have an advantage over non-bank lenders would be: ARMs Many clients are getting very comfortable with an adjustable rate mortgage (ARM)

How I Learned To Stop Worrying And Love ARMs

2022-03-21T14:39:51-04:00Mortagage Tips|

Just the thought, idea or hearing the term adjustable-rate mortgage (ARM) can create a negative reaction in people. Some people would prefer riding on an atomic weapon just as Slim Pickens did in Stanley Kubrick’s famous movie than to get an ARM. This reaction is perfectly understandable. About 90% of mortgages people take out are

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