Mortgage lenders and banks today are required to fully document a file and prove they have determined the borrower has the “ability to replay” the loan. Because of this, there is more (a lot more at times) documentation that is needed for full approval. The items are considerably more when a borrower is self-employed or has ownership in a business or corporate entity.

-W2’s for the past 2 years
-Last 2 paystubs if applicable
-Past 2 year’s income tax returns
-Corporate Returns including K1 returns
-Additional other income verification by type